Program Options

OUR CLASSIC PROGRAM – 100% FREE!

Includes these simple steps
  • Apply & Receive your My Health Youniverse Passport for “All Access” to options & pricing
  • Complete/Save our HRA & Intake/Medical History
  •  Download Last Lab/Imaging from your provider portal. 
  • Use our form fillable PDF to create your own one click login dashboard.
  • Store all in a secure place that you choose on your devices.
  • NOTE – Participation in any subscription services make you eligible as part of our “Group” which allows you to purchase major medical or catastrophic care insurance as a separate addon should you choose.

Look at the options below & then "Shop" if you see something you like!

NEVER an obligation to buy!

CareKey Vault

CareKey Vault (pricing) operates on a tiered subscription model:

  • Free: Basic vault for a single user.
  • Basic ($4.95/mo): Unlimited vault items and cloud sync.
  • Premium ($9.99/mo): AI insights + family sharing.
  • Family ($19.99/mo): Dedicated account manager + audit logs.

Virtual Care Only

Unlimited visits. No visit caps.
Labs, imaging, pharmacy access may be included based on care path.

⭐ Level 1 — $7.95/mo
Basic virtual care access

⭐⭐ Level 2 — $24.95/mo
Enhanced support & coordination

⭐⭐⭐ Level 3 — $49.95/mo
Advanced clinical care

⭐⭐⭐⭐ Level 4 — $69.95/mo
Premium, high-touch experience

💊 RX Direct (Test & Treat at Pharmacy)
$42–$85/mo
ℹ️ Approximately 80% of visits require a prescription

Community Concierge

Shared care plans for families & households
Office + virtual visits can be shared across members.

🟢 Tier 1 — $60/mo
✔ 4 Office Visits
✔ 4 Shared Virtual Visits

🔵 Tier 2 — $85/mo
✔ 6 Office Visits
✔ 8 Shared Virtual Visits

🟣 Tier 3 — $110/mo
✔ 8 Office Visits
✔ 8 Shared Virtual Visits

Catastrophic Care Comparison

Health Share

Insurance

Healthy Adult

$80 – $200

$150 – $300

Couple

$200 – $400

$400 – $850

Family

$500 – $900

$800 – $1,600

Typical Deductible

$0

$9,300 – $12,000

Some of Your Other Options

Your Manual Health Records Always FREE!

 OUR CLASSIC PROGRAM – 100% FREE! 

Includes all Classic Program features
  • Provides a single login that allows you to access all your family’s different provider portals from one screen.
  • Completely secure and customizable by you
  • You can modify to add insurance, pharmacy or lab logins
  • Share these links to providers as you choose.
  • Real Time Health Records Updates – $13.95 per month or $10.95 ($131.40) if paid in advance.

Better
Subscription Model

Includes all Classic Program features
  • Best for families, older, multiple health issues, seeing specialists, etc.
  • No matter where you have the service your master health record updates.
  • Share the links to providers as you choose.
  • Unlimited Virtual Care Subscriptions – From $13.95 per month or $10.95 ($131.40) if paid in advance.

Best
Subscription Model

Includes all Classic Program features
Why Unlimited Virtual Care?
  • Can’t see your provider, get an RX refill or a specialist referral
  • Avoid high copays and deductibles
  • Invaluable assistance to your provider
  • Only possible if you control your health records

Visit the My Health Youniverse Shop

🎯 Program Options - Build the health experience that fits your life

🛂 Start Here: Your Health “Passport” (Health records are required to access your care options)

Your secure gateway to care, records, and coordination.

🟢 Free DIY
$0 — Organize and manage your health information on your own

🔵 CareKey Vault (Single-Screen Records Portal)

  • Individual: $4.95/mo (Annual) | $7.95/mo (Monthly)

  • Family: $9.95/mo (Annual) | $12.95/mo (Monthly)

🟣 Complete Health Records Access (Precision / Milliman)
$9.95/mo (Annual) | $12.95/mo (Monthly)


💻 Virtual Care Only

Unlimited visits. No visit caps.
Labs, imaging, pharmacy access may be included based on care path.

Level 1 — $7.95/mo
Basic virtual care access

⭐⭐ Level 2 — $24.95/mo
Enhanced support & coordination

⭐⭐⭐ Level 3 — $49.95/mo
Advanced clinical care

⭐⭐⭐⭐ Level 4 — $69.95/mo
Premium, high-touch experience

💊 RX Direct (Test & Treat at Pharmacy)
$42–$85/mo
ℹ️ Approximately 80% of visits require a prescription


👨‍👩‍👧‍👦 Community Concierge

Shared care plans for families & households
Office + virtual visits can be shared across members.

🟢 Tier 1 — $60/mo
✔ 4 Office Visits
✔ 4 Shared Virtual Visits

🔵 Tier 2 — $85/mo
✔ 6 Office Visits
✔ 8 Shared Virtual Visits

🟣 Tier 3 — $110/mo
✔ 8 Office Visits
✔ 8 Shared Virtual Visits


🛡️ Catastrophic Care Comparison

A simple look at Health Share vs. Traditional Insurance

👤 Healthy Adult

  • Health Share: $80 – $200

  • Insurance: $150 – $300

💑 Couple

  • Health Share: $200 – $400

  • Insurance: $400 – $850

🏠 Family

  • Health Share: $500 – $900

  • Insurance: $800 – $1,600

💰 Typical Deductible

  • Health Share: $0

  • Insurance: $9,300 – $12,000


Why People Choose This Model

✔ Transparent monthly pricing
✔ No surprise bills
✔ Flexible, modular care
✔ Designed for individuals, families, and employers

Step One - Free All Access Passport Enrollment Request

Sign Up Here for Free Passport Access

Free Passport Access